Sell Your Life Insurance Policy: Get a Confidential Evaluation
Thinking "should I sell my life insurance policy?" Accelerated Life Solutions is a licensed life settlement broker. We work with policyowners directly and with financial advisors, estate attorneys, CPAs, and life insurance agents to evaluate policies and seek competitive market offers.
Own a policy? You can contact us directly for a confidential evaluation.
* Based on company records. Face amount is the total death benefit of policies involved, not settlement proceeds.
Can you sell a life insurance policy for cash?
Yes. Through a life settlement, a policyowner sells an existing life insurance policy to a third-party buyer for a lump-sum cash payment. The buyer takes over premium payments and receives the death benefit. Not every policy qualifies; offers depend on policy type, insured age and health, premiums, and market conditions. A confidential evaluation shows whether your policy may have secondary-market value.
Can I Contact You Directly to Sell My Life Insurance Policy?
Yes. Policyowners may contact us directly for a confidential policy evaluation. If you work with a financial or insurance professional, we can coordinate with them as appropriate.
You do not need an advisor to start. If you already work with a financial advisor, CPA, attorney, or insurance agent, we can include them so your decision fits your broader plan. Either way, you will see how the life settlement process works and whether your policy meets common life settlement eligibility factors before you decide anything.
Who we work with
Policyowners may contact us directly for a confidential policy evaluation. If you work with a financial or insurance professional, we can coordinate with them as appropriate.
Own a policy? Request a confidential evaluation- Financial advisors and wealth managers
- Estate planning attorneys
- CPAs
- Life insurance agents
- Trustees and fiduciaries
- Individual life insurance policyowners
Before You Sell to a Single Buyer, Understand Who Represents You
Many policyowners search "sell my life insurance policy" and reach a direct buyer — a company purchasing the policy for its own account. A licensed broker represents the policyowner and can present the policy to more than one qualified buyer so offers can be compared.
A life settlement may produce more than the policy's cash surrender value, but results vary by case. A free evaluation shows whether a policy may have secondary-market value.
For Financial Advisors: How the Broker Model Works
As a licensed life settlement broker, Accelerated Life Solutions represents the seller — not the buyer. We present your client's policy to multiple institutional buyers and negotiate offers where appropriate. You introduce the case, and we coordinate with you throughout.
Your role is respected. When you refer a client, we keep you involved and coordinate offer presentation with you as appropriate. A transaction is never lost due to compensation.
You Identify the Opportunity
A client is considering lapsing, surrendering, or simply no longer needs their coverage. Share basic policy details with our team — no obligation.
Accelerated Life Solutions Goes to Market
We present the policy to multiple qualified institutional buyers. As a licensed life settlement broker, we represent the policyowner — never the buyer.
You Present the Offers
We return the offers to you to review with your client. There is never any pressure to accept. Accelerated Life Solutions manages compliance, documentation, and closing.
Want every step in detail? Read our life settlement process guide →
Life Settlement vs. Surrender vs. Lapse
The key question is what the policyowner walks away with. Here's how a life settlement compares to the two alternatives most policyowners default to. Learn more about cash surrender value vs market value.
A life settlement may produce more than the policy's cash surrender value, but results vary by case. A free evaluation shows whether a policy may have secondary-market value.
Why Policyowners and Advisors Choose Accelerated Life Solutions
Advisor Relationships Respected
When you bring us a case, we coordinate with you and keep you involved throughout the transaction.
Experienced Leadership
Founded in 2012, with leadership experience in the life settlement industry since 1994.
Documented Track Record
947 documented successfully completed life settlement cases representing $3.9 billion in aggregate policy face amount (company records).
Prompt Preliminary Valuation
Qualified submissions may receive a preliminary valuation within approximately 24 hours after sufficient initial information has been received.
* Based on company records. Face amount is the total death benefit of policies involved, not settlement proceeds.
"Brian Hurley revived what seemed like a stalled situation — turning it into a successful transaction. He significantly increased my client's net offer, demonstrating true expertise in the life settlement market."
— Brent H., Financial Advisor
Questions About Selling a Life Insurance Policy
For more answers, visit our life settlement broker overview or the life settlement FAQ.
Can I sell my life insurance policy without a financial advisor?
Will Accelerated Life Solutions contact my client directly?
How does the referral process work for advisors?
What types of policies can be sold in a life settlement?
How quickly will I receive a valuation?
How is broker compensation disclosed when I sell my life insurance policy?
Resources for Policyowners and Advisors
Guides to help you evaluate a policy, compare options, and understand each step.
Ready to Explore Selling Your Policy?
Qualified submissions may receive a preliminary valuation within approximately 24 hours after sufficient initial information has been received.
Policyowners and financial professionals are both welcome to contact us directly.