1. Introduction

Accelerated Life Solutions ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at acceleratedls.com or use our services.

2. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, mailing address, and other identifying information you voluntarily provide through our forms, calculator tools, or direct communication.
Policy Information: Details about life insurance policies such as policy type, death benefit, annual premium, insured age, and health status submitted through our life settlement calculator.
Usage Data: Information about how you access and use our website, including your IP address, browser type, operating system, pages viewed, referring URL, and time spent on pages.
Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your browsing experience and analyze website traffic.

3. How We Use Your Information

We use the information we collect to:

Provide life settlement estimates and broker services
Respond to your inquiries and communicate with you
Connect you with appropriate financial professionals or settlement providers
Improve our website, services, and user experience
Comply with legal obligations and regulatory requirements
Protect against fraud or unauthorized activity

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

Service Providers: With life settlement providers, institutional buyers, and underwriting partners who assist in evaluating and processing life settlement transactions on your behalf.
Financial Advisors: With your financial advisor or referring professional, when applicable and with your knowledge.
Legal Requirements: When required by law, regulation, or legal process, or to protect our rights, safety, or property.
Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. Calculator submissions and inquiry data are retained for a reasonable business period unless you request deletion.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications
Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us using the information provided below.

8. California Residents

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your data, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your CCPA rights, contact us at the information below.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete that information promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically for any updates.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Accelerated Life Solutions
1615 South Congress Avenue Suite 103, Delray Beach, FL 33445
Phone: (888) 666-5915
Email: bhurley@acceleratedls.com