For Financial Professionals

Life Settlement Resources for Financial Advisors

Expert guides, tools, and insights built for financial advisors navigating the life settlement landscape.

Featured Resource

Financial advisor reviewing life insurance policy documents

Why Every Financial Advisor Should Review Life Insurance Policies

Discover why routine life insurance policy reviews are becoming the most overlooked fiduciary practice — and how they can unlock meaningful outcomes for your clients while growing your advisory business.

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Resource Library

Advisor Guides

In-depth articles covering everything from market fundamentals to advanced strategies — written specifically for financial professionals.

Why Every Financial Advisor Should Review Life Insurance Policies

The pillar guide for advisors: how routine policy reviews can uncover hidden value, support fiduciary duty, and create new planning opportunities.

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The Advisor's Complete Guide to Life Settlements

A comprehensive walkthrough of the life settlement process, from eligibility to payout — designed for financial professionals.

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Broker vs. Direct Buyer: What Advisors Need to Know

Understand the differences between working with a licensed broker versus selling directly to a single institutional buyer.

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Why Financial Professionals Use Life Settlements in 2026

Market trends, regulatory updates, and why top advisors are adding life settlements to their practice toolkit this year.

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Life Settlement Review: A Retirement Practice Opportunity

How integrating policy reviews into your retirement practice creates recurring value for clients and sustainable revenue for your firm.

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When Should a Financial Advisor Recommend a Life Settlement?

A clear decision framework with 7 specific client scenarios that signal when to bring up life settlements.

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The Fiduciary Case for Reviewing Existing Life Insurance

Why overlooking a client's existing life insurance may expose you to liability under evolving fiduciary standards.

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7 Signs a Life Insurance Policy Should Be Reviewed

A practical checklist of early warning indicators that a client's policy may have secondary market value.

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How Life Settlements Fit Into Retirement Income Planning

How financial advisors integrate life settlements into comprehensive retirement income strategies for clients with unneeded policies.

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Estate Planning Mistakes Advisors Make With Existing Life Insurance

The 5 most costly mistakes estate planners make with life insurance — and how to avoid them.

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Life Insurance Policy Reviews: A Best Practice

How to implement a systematic annual policy review framework that strengthens client relationships and creates revenue.

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How to Identify Hidden Value in Existing Life Insurance Policies

The 6 value drivers that create secondary market worth and a quick screening process to find them.

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The Difference Between Cash Surrender Value and Market Value

Cash surrender value and market value are two different numbers — understanding the gap between them matters for every policy review.

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What Every CPA Should Know About Life Settlements

Tax implications, reporting requirements, and how CPAs can spot policies with significant secondary market value for their clients.

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A Guide for Estate Planning Attorneys

How estate planning attorneys can identify life settlement opportunities in trusts, estates, and divorce proceedings.

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Life Settlement Broker Fees & Compensation Explained

Who pays the broker, how compensation is disclosed, and a worksheet for comparing offers on net proceeds.

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ILIT and Trust-Owned Life Insurance Settlements

What trustees and their advisors should review before selling a policy held in an irrevocable life insurance trust.

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Key Person Life Insurance After a Business Sale

Options for business-owned coverage that is no longer needed once a company is sold or a key employee leaves.

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Interactive Tools

Tools & Resources

Calculators, scoring tools, and review templates to help you evaluate life settlement opportunities for your clients. Browse all advisor tools.

Life Settlement Calculator

Check which policy details buyers commonly look at with our quick policy factor checklist. No dollar figure is provided.

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Advisor Metrics

Industry data, market size, and performance benchmarks for life settlements.

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Policy Review Request

Submit a client's policy details for a complimentary appraisal from our team.

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Opportunity Score Tool

Score a policy's likelihood of qualifying for a life settlement.

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Keep, Surrender, or Sell

Help clients compare their three options side-by-side with clear numbers.

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Hypothetical Illustrations

Case Studies

See how financial advisors are using life settlements to create life-changing outcomes for their clients.

Routine Retirement Review Unlocks $620K in Hidden Policy Value

Hypothetical illustration; individual results vary

Estate Tax Liquidity From an Unwanted $5M Policy

Hypothetical illustration; individual results vary

ILIT Premium Burden Eliminated With $340K Life Settlement

Hypothetical illustration; individual results vary

Annual Policy Review Uncovers $780K in Hidden Settlement Value

Hypothetical illustration; individual results vary

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For Your Clients

Ready to explore life settlements for your clients?

Request a complimentary policy evaluation. No cost, no obligation — just clarity on whether your client's policy may have secondary-market value.

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