Life Settlement Solutions
for Financial
Professionals
We help financial professionals and individual policyowners evaluate existing life insurance policies for potential secondary-market value before they surrender, lapse, or discontinue coverage, with confidential evaluations, competitive buyer participation, and transparent compensation disclosure.
* Based on company records. Face amount is the total death benefit of policies involved, not settlement proceeds.
Results that speak
for themselves.
A snapshot of our experience and documented results.
* Based on company records. Face amount is the total death benefit of policies involved, not settlement proceeds.
Who Is Accelerated Life Solutions?
Accelerated Life Solutions is an independent life settlement broker. We help evaluate existing life insurance policies, access the secondary market, seek competitive bids, and manage the transaction from initial review through closing.
When a financial professional refers a case, they stay involved throughout the client decision-making process. Policyowners can also sell a life insurance policy by contacting us directly.
Meet the Accelerated Life Solutions teamWho we work with
Policyowners may contact us directly for a confidential policy evaluation. If you work with a financial or insurance professional, we can coordinate with them as appropriate.
Own a policy? Request a confidential evaluation- Financial advisors and wealth managers
- Estate planning attorneys
- CPAs
- Life insurance agents
- Trustees and fiduciaries
- Individual life insurance policyowners
“We don’t need to be everything to everyone; we just need to be the trusted partner that financial professionals and their clients truly need.”
Why Partner With Accelerated Life Solutions?
Your Client, Always
We don't compete for your client relationship. When a financial professional refers a case, we coordinate the process with you and keep you involved throughout the transaction.
Client Advocacy & Transparency
Accelerated Life Solutions represents the policyowner in the life settlement process, seeks competitive market opportunities, and clearly presents available options for consideration.
Fast Preliminary Valuations
You may receive a preliminary valuation within approximately 24 hours after sufficient initial information has been received.
White-Glove Case Support
From initial screening to closing, our specialists manage every detail — so you can focus on your client and your practice.
Life Settlement Services for Financial Professionals
We partner with financial professionals — financial advisors, CPAs, estate planners, trustees, fiduciaries, wealth managers, and insurance professionals — and directly with individual policyowners to provide streamlined, compliant, and transparent life settlement brokerage services.
Initial Policy Evaluation
We assess life insurance policies to help determine potential secondary-market value based on the insured's age, health status, policy type, premiums, death benefit, and cash surrender value.
Life Expectancy Underwriting Coordination
We coordinate medical underwriting and life expectancy reports through independent providers, a critical step in determining accurate market-based valuations.
Competitive Market Bidding
We conduct a competitive bidding process designed to seek strong market offers from qualified life settlement market participants when appropriate.
Case Management and Closing
We manage documentation, compliance, provider negotiations, and closing coordination — keeping the financial professional informed and involved at every stage of the transaction.
What Do Financial Advisors Say About Accelerated Life Solutions?
"Accelerated Life Solution delivered on their promise. Brian Hurley not only took control of the life settlement process—he revived it completely, turning what seemed like a stalled situation into a successful transaction. He significantly increased my client's net offer, demonstrating true expertise."
"Accelerated Life Solution's expertise in the life settlement space has been invaluable to my clients. Their process is transparent, efficient, and always focused on maximizing value. I trust them to deliver every time."
"The team at Accelerated Life brings unmatched knowledge and integrity to every transaction. Their tailored solutions and clear communication have made a meaningful difference for my clients and my practice."
"Accelerated Life Solution is my go-to partner for life settlement solutions. Their professionalism and responsiveness have consistently resulted in superior outcomes for my clients."
Testimonials reflect individual experiences, may not be representative of other clients, and are not a guarantee of future results. No compensation was provided.
Frequently Asked Questions
Common questions about working with Accelerated Life Solutions, timelines, and compensation.
What is a life settlement?
A life settlement is the sale of an existing life insurance policy to a third-party buyer for a lump-sum cash payment.
What does Accelerated Life Solutions do?
Accelerated Life Solutions is a life settlement broker founded in 2012. It helps financial professionals and individual policyowners evaluate life insurance policies, present qualifying policies to the secondary market, compare offers, and manage the transaction through closing.
Can a policyowner contact Accelerated Life Solutions directly?
Yes. Accelerated Life Solutions works with financial professionals and directly with individual policyowners. When a policyowner has a financial advisor, the firm can coordinate with that advisor throughout the review.
Who qualifies for a life settlement?
Common eligibility factors (not requirements):
- 65 or older (or 55+ with a serious health condition)
- Policy face value of $250,000 or more
- Universal life, whole life, or convertible term policy
- Policy in force for at least 2 years
Waiting periods and other requirements vary by state.
Is a life settlement worth more than the cash surrender value?
A life settlement may produce more than the policy's cash surrender value, but results vary by case. A free evaluation shows whether a policy may have secondary-market value.
How much can you get for a life settlement?
Offers depend on policy type, insured age and health, premiums, life expectancy, and market conditions, so there is no typical percentage.
Try the life settlement calculator for an illustrative estimateHow long does a life settlement take?
Qualified submissions may receive a preliminary valuation within approximately 24 hours after sufficient initial information has been received. Overall timeline varies with underwriting complexity, documentation availability, buyer requirements, and carrier processing. Estimated closing and funding timelines are communicated as the transaction progresses. No fixed completion date is guaranteed.
See the life settlement processCan a life settlement be expedited?
Some factors are outside anyone's control, but complete documentation, early medical record coordination, and responsive communication can often improve efficiency.
What causes life settlement delays?
Common causes include missing medical records, outdated policy information, carrier verification delays, incomplete ownership details, and slow document turnaround.
When should a policy be reviewed?
A review is worth considering before surrender, lapse, premium increases, trust changes, estate planning updates, or any decision to discontinue coverage.
How is a life settlement broker paid?
Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.
Is a life settlement taxable?
Proceeds may include a combination of tax-free basis recovery, ordinary income, and capital gains under IRS Revenue Ruling 2009-13, as modified by Revenue Ruling 2020-5. Tax treatment depends on the policy and the proceeds; consult a qualified tax professional.
Read more on life settlement taxationWhat are the key facts about life settlements?
| Metric | Value |
|---|---|
| vs. cash surrender value | May be higher; results vary by case |
| Commonly considered face value | Often $250,000+ (market criteria, not a rule) |
| Typical insured age | 65 or older (or 55+ with a serious health condition) |
| Time to close | Varies by case; no fixed completion date is guaranteed |
| Preliminary valuation | Approximately 24 hours after sufficient initial information is received |
| Broker compensation | Determined case by case; always disclosed before the transaction is finalized. |
Latest Insights & Research
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Understand accelerated death benefits — how they work, who qualifies, tax treatment, and when a life settlement may deliver a better outcome.
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Illustration: Wife Sells $2M Policy to Fund Memory Care
Hypothetical illustration: with memory care costs exceeding $12,000/month, a 74-year-old woman sells her husband's $2M whole life policy to help fund Alzheimer's care from an asset she was about to abandon.
Read moreThe Advisor's Resource Library
Equip yourself with compliance-focused guides built for financial professionals — covering valuations, market metrics, and how to evaluate options for your clients. Browse all insights.
Essential Life Settlement Metrics Every Advisor Should Know
By Accelerated Life Solutions
2026 market data, forecasting, and the key numbers behind life settlement opportunities, with each statistic linked to its source.
The Advisor's In-Depth Guide to Life Settlements
By Accelerated Life Solutions
A comprehensive reference covering valuation, process, compliance, and how Accelerated Life Solutions supports advisors and policyowners through each step.
Start with a faster policy screen.
If a policy is being considered for surrender, lapse, or review, a timely evaluation may help identify available options before value is lost.
Request a Confidential EvaluationRequest a confidential life settlement review
Accelerated Life Solutions can help determine whether a policy may qualify for a life settlement appraisal and what information is needed to move the case forward efficiently.