Life Settlement Solutions
for Financial
Professionals
Accelerated Life Solutions is a life settlement broker built around the financial professional. We help uncover the potential market value of clients' unwanted, underperforming, or no-longer-needed life insurance policies — while helping you maintain control of your client relationships.
Results that speak
for themselves.
Decades of advisor-led settlements with strong outcomes.
"Their advisor-first approach and commitment to transparent, compliant transactions set them apart."
Who Is Accelerated Life Solutions?
Accelerated Life Solutions is an independent, advisor-first life settlement broker serving financial professionals nationwide. We help financial advisors, wealth managers, CPAs, estate planning professionals, trustees, fiduciaries, insurance professionals, and their clients evaluate life insurance policies, access the secondary market, seek competitive bids, and manage life settlement transactions from initial review through closing.
Our role is to provide specialized life settlement brokerage and transaction support while helping the referring financial professional remain involved throughout the client decision-making process.
Meet the Accelerated Life Solutions team“We don’t need to be everything to everyone; we just need to be the trusted partner that financial professionals and their clients truly need.”
Why Partner With Accelerated Life Solutions?
Your Client, Always
We don't compete for your client relationship. As an advisor-focused life settlement broker, we coordinate the process with you and keep you involved throughout the transaction.
Client Advocacy & Transparency
Accelerated Life Solutions represents the policyowner in the life settlement process, seeks competitive market opportunities, and clearly presents available options for consideration.
Fast Preliminary Valuations
Receive initial policy appraisals typically within 24 hours, giving you the information you need to advise clients with clarity.
White-Glove Case Support
From initial screening to closing, our specialists manage every detail — so you can focus on your client and your practice.
Life Settlement Services for Financial Professionals
We partner with financial professionals — financial advisors, CPAs, estate planners, trustees, fiduciaries, wealth managers, and insurance professionals — to provide streamlined, compliant, and fully transparent life settlement brokerage services.
Initial Policy Evaluation
We assess life insurance policies to help determine potential secondary-market value based on the insured's age, health status, policy type, premiums, death benefit, and cash surrender value.
Life Expectancy Underwriting Coordination
We coordinate medical underwriting and life expectancy reports through independent providers, a critical step in determining accurate market-based valuations.
Competitive Market Bidding
We conduct a competitive bidding process designed to seek strong market offers from qualified life settlement market participants when appropriate.
Case Management and Closing
We manage documentation, compliance, provider negotiations, and closing coordination — keeping the financial professional informed and involved at every stage of the transaction.
What Do Financial Advisors Say About Accelerated Life Solutions?
"Accelerated Life Solution delivered on their promise. Brian Hurley not only took control of the life settlement process—he revived it completely, turning what seemed like a stalled situation into a successful transaction. He significantly increased my client's net offer, demonstrating true expertise."
"Accelerated Life Solution's expertise in the life settlement space has been invaluable to my clients. Their process is transparent, efficient, and always focused on maximizing value. I trust them to deliver every time."
"The team at Accelerated Life brings unmatched knowledge and integrity to every transaction. Their tailored solutions and clear communication have made a meaningful difference for my clients and my practice."
"Accelerated Life Solution is my go-to partner for life settlement solutions. Their professionalism and responsiveness have consistently resulted in superior outcomes for my clients."
Frequently Asked Questions
Common questions about speeding up a life settlement review and avoiding preventable delays.
How long does a life settlement take?
The timeline varies based on medical record availability, underwriting requirements, policy complexity, carrier verification, and market conditions.
Can a life settlement be expedited?
Some factors are outside anyone's control, but complete documentation, early medical record coordination, and responsive communication can often improve efficiency.
What causes life settlement delays?
Common causes include missing medical records, outdated policy information, carrier verification delays, incomplete ownership details, and slow document turnaround.
When should a policy be reviewed?
A review is worth considering before surrender, lapse, premium increases, trust changes, estate planning updates, or any decision to discontinue coverage.
Life Settlement Essentials
What is a life settlement?
A life settlement is the sale of an existing life insurance policy to a third-party buyer for a lump-sum cash payment. In many cases, life settlement offers can significantly exceed a policy's cash surrender value — though actual amounts depend on the policy, insured characteristics, and market conditions.
Who qualifies for a life settlement?
Common eligibility factors include:
- Insured age 65 or older (55+ with serious illness)
- Policy face value of $100,000 or more
- Universal life, whole life, or convertible term policy
- Policy in force for at least 2 years
How much can you get for a life settlement?
Payouts vary based on policy type, insured age and health, premiums, and market conditions. Life settlement offers may range from approximately 20% to 50% of the death benefit, depending on these factors — often significantly more than the cash surrender value. Actual market offers vary.
How long does a life settlement take?
Most cases close within 30 to 90 days once all medical records and policy documents are submitted. Initial appraisals are typically provided within 24 hours.
Is a life settlement taxable?
Yes, proceeds may include a combination of tax-free basis recovery, ordinary income, and capital gains. Tax treatment depends on the policy type and total proceeds. Consult a qualified tax professional for specific guidance.
What are the key facts about life settlements?
| Metric | Value |
|---|---|
| Typical payout range | May range from 20%–50% of death benefit |
| vs. cash surrender value | Often significantly higher; actual results vary |
| Minimum policy face value | $100,000+ |
| Typical insured age | 65+ (55+ with health changes) |
| Time to close | 30–90 days |
| Initial appraisal | Typically within 24 hours for qualified cases |
| States with regulations | 44+ states |
Latest Insights & Research
Life Insurance Accelerated Death Benefit: 2026 Complete Guide
Understand accelerated death benefits — how they work, who qualifies, tax treatment, and when a life settlement may deliver a better outcome.
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Wife Sells $2M Policy to Fund Memory Care for Husband
With memory care costs exceeding $12,000/month, a 74-year-old woman sold her husband's $2M whole life policy for $187,000 — funding over a year of premium Alzheimer's care from an asset she was about to abandon.
Read moreThe Advisor's Resource Library
Equip yourself with compliance-focused guides built for financial professionals — covering valuations, market metrics, and how to maximize value for your clients. Browse all insights.
Start with a faster policy screen.
If a policy is being considered for surrender, lapse, or review, a timely evaluation may help identify available options before value is lost.
Check Your Policy ValueRequest a confidential life settlement review
Accelerated Life Solutions can help determine whether a policy may qualify for a life settlement appraisal and what information is needed to move the case forward efficiently.