Legal Disclaimer
Please read this disclaimer carefully before using any content, tools, calculators, or reports on this website. By accessing this site you acknowledge and accept the terms below.
Important Notice
The information, tools, calculators, and reports on this website are provided for educational and illustrative purposes only. They do not constitute financial, investment, tax, legal, or medical advice. Always consult a qualified professional before making decisions about your life insurance policy, finances, or health.
General Information Only
All content on this website — including articles, blog posts, calculators, tools, case studies, guides, and reports — is provided for general informational and educational purposes only. Nothing on this site constitutes, or should be construed as, legal, financial, investment, tax, medical, or professional advice of any kind. The information is provided "as is" without warranty of any kind, express or implied.
No Attorney-Client or Advisor Relationship
Use of this website does not create any attorney-client, financial advisor, broker, or fiduciary relationship between you and Accelerated Life Solutions, LLC or any of its affiliates, agents, or representatives. Communications through this site do not establish a professional relationship and are not privileged or confidential.
Calculator & Tool Outputs Are Estimates Only
The calculators, scoring tools, projection models, and reports available on this site — including the Financial Opportunity Calculator, Premium Burden Calculator, Opportunity Score Tool, Policy Performance Analyzer, Keep vs. Surrender vs. Sell Calculator, and Fiduciary Decision Report Generator — produce illustrative estimates based on inputs you provide and general assumptions. They are not actuarially certified, individually underwritten, or guaranteed in any way. Actual life settlement offers, investment returns, tax liabilities, premiums, and policy values will vary materially based on market conditions, individual underwriting, policy terms, and other factors outside our control.
Investment Return Projections
Any projected investment returns, growth rates, or comparisons to investment vehicles (such as the S&P 500, bonds, annuities, REITs, or money market accounts) are based on historical averages and are provided for illustrative purposes only. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. You should consult a licensed investment advisor before making any investment decisions.
Tax Information Is Not Tax Advice
Any tax-related information, calculations, or estimates on this site are general in nature and are not intended to serve as tax advice. Tax laws are complex and change frequently. The tax impact of a life settlement will depend on your specific cost basis, policy type, gains, filing status, state of residence, and other individual factors. You should consult a qualified CPA or tax attorney before making any decisions based on tax considerations.
Life Settlement Eligibility & Offers
A life settlement offer is not guaranteed to any policyholder. Eligibility depends on age, health status, policy type, face value, premium costs, life expectancy, and current market demand from institutional buyers. Any range or estimate of settlement value shown on this site is illustrative only. Actual offers are provided through a formal underwriting and bidding process and may be substantially higher or lower than any estimate shown.
Licensing & Regulatory Compliance
Life settlements are regulated at the state level. Accelerated Life Solutions, LLC operates as a licensed life settlement broker where required. Licensing requirements, consumer protections, and transaction rules vary by state. Information on this site may not reflect the laws of your specific state. Nothing on this site should be relied upon as legal guidance regarding life settlement regulation, disclosure requirements, or compliance obligations.
Medical Information
References to health status, life expectancy, medical conditions, or underwriting criteria on this site are for illustrative purposes only. They are not medical diagnoses, prognoses, or recommendations. Always consult a qualified physician or medical professional for any health-related decisions.
Third-Party Links & Resources
This site may contain links to third-party websites, publications, or resources. These links are provided for convenience and informational purposes only. Accelerated Life Solutions does not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party sites. The inclusion of a link does not imply any affiliation or endorsement.
Case Studies & Client Stories
Case studies presented on this site represent hypothetical or composite scenarios developed for illustrative purposes. They are not guarantees of specific outcomes and are not based on any single identifiable individual. Results will vary based on unique circumstances.
No Guarantee of Outcomes
Accelerated Life Solutions makes no representations or warranties of any kind regarding the accuracy, completeness, or suitability of any information on this site for any purpose. We expressly disclaim all liability for any direct, indirect, incidental, consequential, or other damages arising from your use of or reliance on any content, tool, calculator, or report on this site.
Changes to This Disclaimer
We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of this website following any changes constitutes your acceptance of the revised disclaimer. This disclaimer was last updated June 2026.
Questions about this disclaimer?
Contact us directly and we will be happy to clarify.
bhurley@acceleratedls.com