Accelerated Life Solutions vs. Magna Life Settlements

Independent broker vs. provider — see how they compare

Quick Summary

Accelerated Life Solutions

Broker
Type:
Independent Broker
Headquarters:
Delray Beach, FL
Founded:
2012 (leadership experience since 1994)
Accelerated Life Solutions is an independent life settlement brokerage serving financial professionals and individual life insurance policyowners. Founded in 2012, the company draws on leadership experience dating to 1994. It helps evaluate existing life insurance policies for potential secondary-market value before policyowners surrender, lapse, or otherwise discontinue coverage, emphasizing professional collaboration, confidential evaluations, competitive buyer participation, transparent compensation disclosure, and informed decision-making.

Magna Life Settlements

Provider
Type:
Provider
Headquarters:
See company website
Magna Life Settlements, Inc. is a life settlement provider that purchases life insurance policies directly, operating as a buyer in the secondary life insurance market rather than as a broker for the policyowner.

Detailed Comparison

Business Model
Accelerated Life Solutions: Independent Broker
Magna Life Settlements: Provider (Direct Buyer)
Who They Represent
Accelerated Life Solutions: The policyowner
Magna Life Settlements: Purchases policies for its own or its funders’ portfolio
Buyer Participation
Accelerated Life Solutions: Presents policies to qualified institutional buyers
Magna Life Settlements: Makes its own purchase offer
Fee Structure
Accelerated Life Solutions: Determined case by case; always disclosed before the transaction is finalized.
Magna Life Settlements: See the company’s own published disclosures
Who Can Inquire
Accelerated Life Solutions: Financial professionals and individual policyowners
Magna Life Settlements: See the company’s published materials
Years of Experience
Accelerated Life Solutions: Founded 2012 · leadership experience since 1994
Magna Life Settlements: See the company’s published materials

Broker vs. Direct Buyer: How the Models Differ

When a policyowner goes directly to a provider like Magna Life Settlements, they receive a single offer from one buyer. That buyer is purchasing the policy as an investment.

An independent broker like Accelerated Life Solutions takes a fundamentally different approach. We submit your policy to multiple qualified institutional buyers simultaneously, creating a competitive bidding environment. Results vary by case, and not every policy qualifies.

A life settlement may produce more than the policy’s cash surrender value, but results vary by case. A free evaluation shows whether a policy may have secondary-market value.

Magna Life Settlements: Pros & Cons

Pros

  • Provider model: a direct purchaser of life insurance policies
  • A single-counterparty process may appeal to some policyowners

Cons

  • As a provider, it purchases policies for its own portfolio rather than acting as the policyowner's broker
  • A broker, by contrast, can present a policy to more than one buyer

About Accelerated Life Solutions

  • Independent Broker

    We do not buy policies ourselves. We represent the policyowner and present policies to qualified institutional buyers.

  • Competitive Buyer Participation

    Policies are presented to more than one qualified buyer when appropriate, so offers can be compared. Results vary by case.

  • Advisors and Policyowners

    We work with financial professionals and directly with individual policyowners, and coordinate with a policyowner’s advisor as appropriate.

  • Experience and Disclosure

    Founded in 2012, with leadership experience in the life settlement industry since 1994. Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.

Frequently Asked Questions

Get a Free Policy Valuation

Request a confidential evaluation to see whether a policy may have secondary-market value — no cost, no obligation.