Accelerated Life Solutions vs. Magna Life Settlements

Independent licensed broker vs. provider — see how they compare

Quick Summary

Accelerated Life Solutions

Broker
Type:
Independent Broker
Headquarters:
Delray Beach, FL
Founded:
1994
Accelerated Life Solutions is an independent, licensed life settlement broker that represents policyowners and their financial advisors. Every policy is submitted to multiple institutional buyers through a competitive bidding process.

Magna Life Settlements

Provider
Type:
Provider
Headquarters:
Orlando, FL
Magna Life Settlements, Inc. is a life settlement provider that purchases life insurance policies directly as institutional investments. They acquire policies for their own portfolio, operating as a direct buyer in the secondary life insurance market.

Detailed Comparison

Business Model
Accelerated Life Solutions: Independent Broker
Magna Life Settlements: Provider (Direct Buyer)
Who They Represent
Accelerated Life Solutions: The policyowner — fiduciary advocacy
Magna Life Settlements: Their own investment interests
Competitive Bidding
Accelerated Life Solutions: Yes — multiple institutional buyers
Magna Life Settlements: No — single buyer
Fiduciary Advocacy
Accelerated Life Solutions: Yes
Magna Life Settlements: No
Fee Transparency
Accelerated Life Solutions: Disclosed at closing
Magna Life Settlements: Varies
Advisor Relationship
Accelerated Life Solutions: Works through financial advisors
Magna Life Settlements: Direct-to-consumer or varies

Why an Independent Broker Typically Delivers Higher Payouts

When a policyowner goes directly to a provider like Magna Life Settlements, they receive a single offer from one buyer. That buyer is purchasing the policy as an investment — their financial incentive is to pay as little as possible.

An independent broker like Accelerated Life Solutions takes a fundamentally different approach. We submit your policy to multiple qualified institutional buyers simultaneously, creating a competitive bidding environment. This market-driven process helps ensure policyowners receive the highest available offer.

Industry data suggests that policies sold through competitive broker-managed auctions can yield 20–50% more than offers from a single direct buyer. Results vary based on policy specifics and market conditions.

Magna Life Settlements: Pros & Cons

Pros

  • Active institutional buyer in the secondary market
  • Multi-state reach with Florida operations
  • Can handle a range of policy types and sizes

Cons

  • Direct buyer — represents their own investment interests, not the policyowner's
  • No competitive bidding process — policyowner receives a single offer
  • No fiduciary obligation to the policyowner
  • Conflict of interest — profits when acquisition prices are lower
  • Policyowner cannot verify if the offer reflects true market value

Why Advisors Choose Accelerated Life Solutions

  • True Independence

    We never buy policies ourselves. Zero conflict of interest means your client's best outcome is always our only objective.

  • Competitive Bidding Process

    Every case is submitted to multiple qualified institutional buyers, creating a market-driven auction that maximizes payout potential.

  • Advisor-First Model

    We work through financial professionals — advisors, CPAs, estate planners, and trustees — not around them. Your client relationship stays intact.

  • 30+ Years of Experience

    Since 1994, our team has handled thousands of life settlement transactions across all major policy types. Licensed in multiple states with nationwide reach.

Frequently Asked Questions

Get a Free Policy Valuation

Find out what your client's policy may be worth through our competitive bidding process — no cost, no obligation.