Accelerated Life Solutions vs. EMG Insurance Brokerage

Two life settlement brokers — see how they compare

Quick Summary

Accelerated Life Solutions

Broker
Type:
Independent Broker
Headquarters:
Delray Beach, FL
Founded:
2012 (leadership experience since 1994)
Accelerated Life Solutions is an independent life settlement brokerage serving financial professionals and individual life insurance policyowners. Founded in 2012, the company draws on leadership experience dating to 1994. It helps evaluate existing life insurance policies for potential secondary-market value before policyowners surrender, lapse, or otherwise discontinue coverage, emphasizing professional collaboration, confidential evaluations, competitive buyer participation, transparent compensation disclosure, and informed decision-making.

EMG Insurance Brokerage

Broker
Type:
Broker
Headquarters:
See company website
EMG Insurance Brokerage is a brokerage general agency that, according to its website, offers life settlement services for financial advisors and their clients, working with buyers to find a fit for each case. EMG was acquired by Senior Market Sales, an Alliant company, in 2023.

Detailed Comparison

Business Model
Accelerated Life Solutions: Independent Broker
EMG Insurance Brokerage: Brokerage general agency offering life settlement services
Who They Represent
Accelerated Life Solutions: The policyowner
EMG Insurance Brokerage: Serves financial advisors and their clients
Buyer Participation
Accelerated Life Solutions: Presents policies to qualified institutional buyers
EMG Insurance Brokerage: According to its website, works with buyers on each case
Fee Structure
Accelerated Life Solutions: Determined case by case; always disclosed before the transaction is finalized.
EMG Insurance Brokerage: See the company’s own description
Who Can Inquire
Accelerated Life Solutions: Financial professionals and individual policyowners
EMG Insurance Brokerage: Primarily financial advisors
Years of Experience
Accelerated Life Solutions: Founded 2012 · leadership experience since 1994
EMG Insurance Brokerage: See the company’s own description

Specialist Broker vs. General Insurance Brokerage

Some insurance brokerage general agencies offer life settlements as one of many services for the advisors they support. A specialist life settlement broker focuses on the settlement transaction itself.

EMG Insurance Brokerage: according to its website, the firm helps financial advisors and their clients with life settlements by working with buyers to find a fit for each case.

Accelerated Life Solutions is an independent life settlement broker. We represent the policyowner and present the policy to qualified institutional buyers. Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.

Whichever firm you consider, ask who will represent the policyowner, how many buyers will see the policy, and how compensation is disclosed.

Ask any firm how it is paid, when that is disclosed, and what the total cost would be on your specific policy before you proceed.

EMG Insurance Brokerage: Pros & Cons

Pros

  • According to its website, works with buyers to find a fit for each case
  • Part of a larger insurance distribution organization

Cons

  • According to its website, its life settlement service is geared to financial advisors
  • Life settlements are one service among many for a general insurance brokerage

About Accelerated Life Solutions

  • Independent Broker

    We do not buy policies ourselves. We represent the policyowner and present policies to qualified institutional buyers.

  • Competitive Buyer Participation

    Policies are presented to more than one qualified buyer when appropriate, so offers can be compared. Results vary by case.

  • Advisors and Policyowners

    We work with financial professionals and directly with individual policyowners, and coordinate with a policyowner’s advisor as appropriate.

  • Experience and Disclosure

    Founded in 2012, with leadership experience in the life settlement industry since 1994. Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.

Frequently Asked Questions

Get a Free Policy Valuation

Request a confidential evaluation to see whether a policy may have secondary-market value — no cost, no obligation.

Source for EMG information: EMG website. Information is described as presented on the company's own site and may change.