Accelerated Life Solutions vs. Berkshire Settlements
Independent broker vs. provider — see how they compare
Quick Summary
Accelerated Life Solutions
- Type:
- Independent Broker
- Headquarters:
- Delray Beach, FL
- Founded:
- 2012 (leadership experience since 1994)
Berkshire Settlements
- Type:
- Provider
- Headquarters:
- See company website
Detailed Comparison
| Factor | Accelerated Life Solutions | Berkshire Settlements |
|---|---|---|
| Business Model | Independent Broker | Provider (Direct Buyer) |
| Who They Represent | The policyowner | Purchases policies for its own or its funders’ portfolio |
| Buyer Participation | Presents policies to qualified institutional buyers | Makes its own purchase offer |
| Fee Structure | Determined case by case; always disclosed before the transaction is finalized. | See the company’s own published disclosures |
| Who Can Inquire | Financial professionals and individual policyowners | See the company’s published materials |
| Years of Experience | Founded 2012 · leadership experience since 1994 | See the company’s published materials |
Broker vs. Direct Buyer: How the Models Differ
When a policyowner goes directly to a provider like Berkshire Settlements, they receive a single offer from one buyer. That buyer is purchasing the policy as an investment.
An independent broker like Accelerated Life Solutions takes a fundamentally different approach. We submit your policy to multiple qualified institutional buyers simultaneously, creating a competitive bidding environment. Results vary by case, and not every policy qualifies.
A life settlement may produce more than the policy’s cash surrender value, but results vary by case. A free evaluation shows whether a policy may have secondary-market value.
Berkshire Settlements: Pros & Cons
Pros
- Provider model: a direct purchaser of life insurance policies
- A single-counterparty process may appeal to some policyowners
Cons
- As a provider, it purchases policies for its own portfolio rather than acting as the policyowner's broker
- A broker, by contrast, can present a policy to more than one buyer
About Accelerated Life Solutions
Independent Broker
We do not buy policies ourselves. We represent the policyowner and present policies to qualified institutional buyers.
Competitive Buyer Participation
Policies are presented to more than one qualified buyer when appropriate, so offers can be compared. Results vary by case.
Advisors and Policyowners
We work with financial professionals and directly with individual policyowners, and coordinate with a policyowner’s advisor as appropriate.
Experience and Disclosure
Founded in 2012, with leadership experience in the life settlement industry since 1994. Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.
Frequently Asked Questions
More life settlement company comparisons
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