Life Insurance Policy Performance Analyzer
The policy performance analyzer helps an advisor read an in-force illustration and spot warning signs, such as declining cash value, crediting rates below original projections, or a projected lapse date that arrives sooner than expected.
Who it's for
Financial advisors, insurance professionals, and trustees who conduct periodic life insurance policy reviews for clients or trusts.
Inputs it uses
- Current cash value and loan balance
- Current and originally illustrated crediting rates
- Annual premium being paid
- Death benefit and insured age
What you get
A summary of how the policy is performing against expectations, an indication of lapse risk, and talking points for a client conversation. If the policy is underperforming, the analyzer points to next steps, including a confidential evaluation. Results are illustrative and do not replace a carrier in-force illustration.
This tool is available to financial professionals with an access code. Outputs are illustrative estimates, not offers or appraisals. See all advisor tools.
Request accessAdvisor-Only Access
Enter the access code provided by Brian.