Accelerated Life Solutions vs. Trust Life Settlements
Two life settlement brokers — see how they compare
Quick Summary
Accelerated Life Solutions
- Type:
- Independent Broker
- Headquarters:
- Delray Beach, FL
- Founded:
- 2012 (leadership experience since 1994)
Trust Life Settlements
- Type:
- Broker
- Headquarters:
- See company website
Detailed Comparison
| Factor | Accelerated Life Solutions | Trust Life Settlements |
|---|---|---|
| Business Model | Independent Broker | Life settlement broker |
| Who They Represent | The policyowner | The policyowner |
| Buyer Participation | Presents policies to qualified institutional buyers | See the company’s own description |
| Fee Structure | Determined case by case; always disclosed before the transaction is finalized. | According to its website, a tiered flat-fee structure |
| Who Can Inquire | Financial professionals and individual policyowners | See the company’s own description |
| Years of Experience | Founded 2012 · leadership experience since 1994 | See the company’s own description |
Two Brokers, Two Compensation Structures
Both Accelerated Life Solutions and Trust Life Settlements are brokers: they represent the policyowner and present policies to buyers rather than purchasing them directly. The most useful comparison between them is how each firm structures and discloses compensation.
Accelerated Life Solutions: Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation. Our philosophy is simple: "A transaction is never lost due to compensation."
Trust Life Settlements: according to its website, the company describes a tiered flat-fee structure. A published flat fee can make the cost easy to see up front, while a case-by-case approach considers the circumstances and economics of each transaction. Neither approach is right for every policyowner.
Whichever broker you consider, ask for the compensation in writing before you agree to move forward, and compare it against the offers presented. Accelerated Life Solutions serves both financial professionals and individual policyowners directly.
Ask any broker how it is paid, when that is disclosed, and what the total cost would be on your specific policy before you proceed.
Trust Life Settlements: Pros & Cons
Pros
- Broker model: represents the policyowner rather than purchasing the policy
- According to its website, describes a published, tiered flat-fee structure
- A flat fee can give policyowners a predictable cost figure up front
Cons
- Compensation is structured differently from Accelerated Life Solutions, so total cost depends on each case and should be compared in writing
About Accelerated Life Solutions
Independent Broker
We do not buy policies ourselves. We represent the policyowner and present policies to qualified institutional buyers.
Competitive Buyer Participation
Policies are presented to more than one qualified buyer when appropriate, so offers can be compared. Results vary by case.
Advisors and Policyowners
We work with financial professionals and directly with individual policyowners, and coordinate with a policyowner’s advisor as appropriate.
Experience and Disclosure
Founded in 2012, with leadership experience in the life settlement industry since 1994. Broker compensation is determined case by case, considering the circumstances and economics of each transaction, and is always disclosed before the transaction is finalized. Compensation is structured to support successful transactions while staying transparent with the appropriate parties. Applicable compensation and transaction costs are disclosed in accordance with governing state laws and transaction documentation.
Frequently Asked Questions
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Source for Trust Life Settlements information: Trust Life Settlements website. Information is described as presented on the company's own site and may change.