Accelerated Life Solutions vs. Trust Life Settlements
Two life settlement brokers — see how they compare
Quick Summary
Accelerated Life Solutions
- Type:
- Independent Broker
- Headquarters:
- Delray Beach, FL
- Founded:
- 1994
Trust Life Settlements
- Type:
- Broker
- Headquarters:
- Orlando, FL
- Founded:
- 2005
Detailed Comparison
| Factor | Accelerated Life Solutions | Trust Life Settlements |
|---|---|---|
| Business Model | Independent Broker | Licensed Flat-Fee Broker |
| Who They Represent | The policyowner — fiduciary advocacy | The policyowner |
| Competitive Bidding | Yes — broad institutional buyer network | Yes — submits to institutional buyers |
| Fee Structure | Percentage of settlement — disclosed at closing | Predetermined 5-tier flat fee |
| Advisor Relationship | Works exclusively through financial advisors | Direct-to-consumer focus |
| Years of Experience | 30+ years (since 1994) | 20+ years (since 2005) |
Two Brokers, Two Different Approaches
Both Accelerated Life Solutions and Trust Life Settlements are brokers — they represent the policyowner and submit policies to institutional buyers rather than purchasing them directly. That puts both firms on the right side of the broker-vs-buyer divide.
The core difference is in how each firm works. Trust Life Settlements operates on a predetermined 5-tier flat-fee model and focuses on working directly with policyowners. Accelerated Life Solutions charges a percentage of the settlement and works exclusively through financial advisors — keeping the advisor at the center of the process from evaluation through closing.
For financial professionals, this distinction matters. If you want to stay involved in your client's life settlement process and maintain the advisor-client relationship throughout, Accelerated Life Solutions is built for that. Trust Life Settlements' direct-to-consumer approach may not prioritize that same level of advisor involvement.
Both brokers can create competitive bidding among institutional buyers. The key question for advisors is whether you want to remain central to the process or hand it off to a direct-to-consumer service.
Trust Life Settlements: Pros & Cons
Pros
- Broker model — represents the policyowner, not a buyer
- Predetermined 5-tier flat-fee pricing — policyowners know the cost upfront regardless of settlement size
- Can submit policies to institutional buyers for competitive offers
- Transparent fee structure may appeal to cost-conscious policyowners
Cons
- Direct-to-consumer focus — not built around the financial advisor relationship
- Advisors may be sidelined or bypassed in the process
Why Advisors Choose Accelerated Life Solutions
True Independence
We never buy policies ourselves. Zero conflict of interest means your client's best outcome is always our only objective.
Competitive Bidding Process
Every case is submitted to multiple qualified institutional buyers, creating a market-driven auction that maximizes payout potential.
Advisor-First Model
We work through financial professionals — advisors, CPAs, estate planners, and trustees — not around them. Your client relationship stays intact.
30+ Years of Experience
Since 1994, our team has handled thousands of life settlement transactions across all major policy types. Licensed in multiple states with nationwide reach.
Frequently Asked Questions
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